guaranty fund A consumer benefit available to admitted insurer policyholders but not available to surplus line insurers is protection by the state’s guara...

During the 1920s, individual hospitals began offering services to individuals on a pre-paid basis, eventually leading to the development of Blue Cross org...

Unlike car insurance, you aren’t legally required to have insurance for your boat, jet ski, or other watercraft insurance. However, it is an EXTREMELY goo...

Liability insurance does not cover the financial costs of your property or person in the event of an accident. Liability insurance only covers the costs o...

In most states, car accidents and reported claims will fall off of your record after three years. In some states the drop off period is after five years. ...

Yes, life insurance policy can be used as collateral. In this case, you can assign the policy in the name of the entity that is giving you the loan, there...

In general, the income from a long-term care insurance policy is non-taxable, and the premiums paid to buy the insurance are tax deductible. Does long-ter...

Will my washing machine be covered by my home insurance? You will have cover for fire, flood, loss and theft, but home insurance does not cover repairs du...

Life insurance premiums are considered a personal expense, and therefore not tax deductible. From the perspective of the IRS, paying your life insurance p...

The cost for a PSA test is fairly low—about $40. If your result is abnormal, the costs start adding up. Your doctor will usually refer you to a urologist ...