In construction all risk insurance policy, 72-hour clause signifies any losses or damages which occur during any period of 72 consecutive hours and which ...

When you own a home, you’re also required to pay for your annual property taxes and home insurance. Lenders often require you to deposit money into an esc...

Violations that add one point to a driving record such as speeding tickets, will be cleared after 39 months. Points for serious violation such as DUIs or ...

If you’re involved in a car crash in one of the many fault-based car insurance states, and an insurance company (either yours or another driver’s) denies ...

Keep these tips in mind to speed up your insurance claim so you’re not waiting so long to settle. File As Soon As Possible. The sooner you file your claim...

Promotes economic growth: Insurance sector provides capital into productive investments. Insurance enables to mitigate loss, financial stability and promo...

The at-fault driver is still liable for the accident if he or she doesn’t have insurance, but getting compensation in these cases can be very difficult. Y...

Your actual, physical dwelling should be covered, as well as some other structures on the property, like a garage, fence, driveway, or shed. However, if y...

A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered e...

The insurance provider will usually prefer to pay you a settlement amount in return for your agreement not to pursue a lawsuit in court. It saves them the...