In total, it gave US$2 billion in aid to state and local governments and made many loans, nearly all of which were repaid. The agency played a major role ...

Health insurance is a big business and it’s expensive. If you are young, healthy, and just starting out in life on your own, it can be cheaper to go unins...

Falsely obtaining unemployment benefits is a fraud crime in New Jersey and can lead to serious penalties including prison time and a hefty fine. How do I ...

Summary – Investment levels are influenced by: Interest rates (the cost of borrowing) Economic growth (changes in demand) Confidence/expectations. Technol...

Understanding Insurance Company Credit Rating There are four major insurance company rating agencies: Moody’s, A.M. Best, Fitch, and Standard & Poor’s...

The legal definition of a bodily injury is roughly the same as the definition used by insurance companies: any physical sickness or injury to the physical...

An “uncertain tax treatment” is a tax treatment for which there is uncertainty whether the relevant tax authority will accept the tax treatment under the ...

Fraud convictions bring with them the possibility of a jail or prison sentence. Though sentences differ widely, a misdemeanor conviction can lead to up to...

Business growth would be more difficult if companies could not have an initial public offering or issue new shares to raise money. Eliminating the stock m...

property-casualty Chartis is a world leading property-casualty and general insurance organization serving more than 40 million clients in over 160 countri...