What percentage of the population has life insurance? 57% of Americans have life cover. The average American has $168,000 in life cover. The most common a...

Insurance companies base their business models around assuming and diversifying risk. Most insurance companies generate revenue in two ways: Charging prem...

CALIFORNIA AUTO INSURANCE RATES BY COVERAGE LEVEL Coverage Level Average Annual Premium $50K/$100K/$50K Bodily Injury/Property Damage — $1,000 Comprehensi...

The policyholder is the owner of the insurance policy. In most types of insurance, your immediate family who live in your household are also automatically...

Generally speaking, an employer cannot unilaterally change the terms of your employment. You would also have to consider whether the employer had the righ...

There are challenges faced by the Nigerian insurance industry which include low penetration levels, for lack of consumer trust, low implementation of comp...

Retrocession — a transaction in which a reinsurer transfers risks it has reinsured to another reinsurer. What is risk in reinsurance? Definition: Reinsura...

Insurance Field Inspector Salary Annual Salary Monthly Pay Top Earners $111,000 $9,250 75th Percentile $72,500 $6,041 Average $52,747 $4,395 25th Percenti...

Is Title Insurance Required? Lender’s title insurance is required, but owner’s title insurance is optional. An owner’s policy can protect you against losi...

Who Needs an SR-22? Not every motorist needs an SR-22. Laws vary by state, but in general, drivers may need to have their insurance company file an SR-22 ...