Contrary to popular belief, car insurance typically follows the car — not the driver. If you let someone else drive your car and they get in an accident, ...

It’s risky to drive any car without insurance, but especially for a financed car. Because you are agreeing to the terms of the lender, you can drive the c...

Actual authority refers to specific powers, expressly conferred by a principal (often an insurance company) to an agent to act on the principal’s behalf. ...

The most common exclusion on the typical general liability insurance policy is a claim of professional negligence or errors and omissions. A Business Owne...

To start, HMO stands for Health Maintenance Organization, and the coverage restricts patients to a particular group of physicians called a network. PPO is...

You don’t need to add other drivers to your car insurance policy if they don’t live with you and drive your car only occasionally. For example, if a guest...

3) Marine Liability Insurance: It covers the liability arising due to a ship crashing or colliding. For example, one ship may collide with another ship an...

Windstorm insurance isn’t required by the state of Texas, but you may need to purchase coverage to qualify for a mortgage if you live in a high-risk count...

Earlier, life insurance companies couldn’t deny a claim made after two years of policy issuance except on grounds of fraud; the onus to prove the fraud wa...

No, they can’t. Some funeral directors choose to hold ashes until the family pay the bill, but they are not allowed to. And non-payment does happen, funer...