If you let a grandchild borrow your car, the car will most likely stay covered under the terms of “permissive use.” If your grandchild is on their own aut...

Your motorcycle may be considered totaled by your insurance provider if: The damages exceed 50%-75%+ of the motorcycle’s actual cash value. Proper repairs...

CHIP. CHIP, or the Children’s Health Insurance Program, is another option for health insurance for single moms and dads. Through CHIP you can expect to fi...

Premiums Premiums. The money paid to insurance companies for insurance benefits. With employee groups, premiums are usually paid on a monthly basis. What ...

Insurance Rates are Regulated by the State Insurance companies are regulated by the states. Each state has a regulatory body that oversees insurance matte...

If an employee is injured outside the course and scope of their employement and is unable to work while they recover, they may be eligible for Family Medi...

Most dental plans cover the cost of dental crowns in cases where a patient has a weak or cracked tooth. However, crowns are generally not covered if they’...

Term life insurance options are very limited (and very expensive) for seniors over 80. There are only a few companies that offer them, and those that do r...

An insurance carrier is a company that sells insurance. The term carrier is used interchangeably with insurance company, insurance agency, insurance provi...

You’ll usually have 10 to 20 days between the date of the cancellation notice and the date you are no longer covered. The exact amount of time differs by ...