Can you change insurance due to pregnancy?
In most states, being pregnant is not a qualifying event that lets you enroll in or change your health insurance outside of open enrollment. However, ther...
Category: General
How do insurance companies declare a car totaled?
Insurance companies determine a car to be totaled when the vehicle’s cost for repairs plus its salvage value equates to more than the actual cash value of...
Does term insurance provide beneficiaries with both the face value of the insurance and the cash value?
Term insurance has a face value, but no cash value; you won’t receive a payout if you surrender the policy before the term is over. Permanent policies, ho...
Do you have to pay insurance premiums upfront?
When you sign up for an insurance policy, your insurer will charge you a premium. Some insurers allow the policyholder to pay the insurance premium in ins...
How do insurance companies determine pre-existing conditions?
While insurers generally determine the presence of a pre-existing condition based on an applicant’s current health status, sometimes a healthy applicant c...
How does insurance work with aftermarket parts?
Some insurance policies cover aftermarket parts. Your insurance policy may or may not cover aftermarket parts. Usually, if there’s coverage, it’s only for...
What are the codes for auto insurance companies?
Ins company codes, or insurance company codes, typically range from 1 to 27 with the lower numbered codes assigned to low auto insurance rates and the hig...
What is an example of a non profit healthcare agency?
What are some examples of health care nonprofit agencies and organizations? American Heart Association: The American Heart Association is one of the most ...
Which insurance coverage covers damage medical and property caused by a hit and run or by someone who does not have insurance?
Uninsured motorist bodily injury coverage Uninsured motorist bodily injury coverage helps pay for medical bills and lost wages if you’re hit by a driver w...
Should I contact my insurance company if I am at fault?
Yes. Regardless of fault, it is important to call your insurance company and report any accident that involved injuries or property damage. A common myth ...
